Public-investment disbursement reached VND642.9616 trillion by September 30, or 62.9% of allocated plans, according to an October 2 Finance Ministry report cited by the Government News portal. Excluding the 5% local-budget savings reserved for railways raises the ratio to 64.8% because the denominator changes. The report identifies 27 central ministries and agencies and 15 localities below the national average, calling for delays and implementation obstacles to be addressed.