Green credentials do not replace adequate repayment cash flow or the capacity to deliver a project, Standard Chartered Vietnam representative Le Mai told a sustainable-business forum on October 5, according to VnExpress. She distinguished project-based green loans from sustainability-linked lending tied to measurable targets. An HSBC representative also encouraged firms to focus on a small number of indicators with clear environmental and financial benefits. Evidence supporting those results matters in credit assessment. A project’s green designation alone is therefore not a guarantee that a bank will approve financing.